Michael Hammond

How Can I Help You?

Home Purchases

Review your mortgage options before you buy your next home, vacation or investment property.

First Time Home Buyers

There are many things to think about when buying your first home. Professional mortgage advice is a great place to start.

Mortgage Renewals

At renewal, you can renegotiate everything pertaining to your mortgage - with no penalties. It's also a great time to save money!

Mortgage Refinancing

Get out of a high rate mortgage, or unlock some of your home equity for debt consolidation or other important need.

Self-Employed

I have access to lenders that specialize in self-employed mortgages, and can anticipate the challenges you might face.

Improve Your Credit

I can help you find a mortgage lender that fits your budget, or start improving your credit now for the best mortgage rate later.

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Educational Videos

Mortgage Kit - #1 - Are You Ready To Buy A Home?

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Mortgage Kit - #2 - How much downpayment do you need?

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Mortgage Kit - #3 - Downpayment Savings

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Happy Clients

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will defin..."

Karen

"Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"

Karen & Jeff

"Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a ..."

Mike Brown

"What an experience and what a Mortgage broker! I can only say how thankful we are! Great job!"

Dianne

"I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything."

Sandy

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will defin..."

Duncan

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Pembroke, Mortgage Agent

Canada's Mortgage Experts

How Can I Help You?

Home Purchases

First Time Home Buyers

Mortgage Renewals

Mortgage Refinancing

Self-Employed

Improve Your Credit

Some of our lenders

From the Blog

How to Improve Your Chances of Being Approved for a Mortgage

Buying Your First Home: When Are You REALLY Ready?

The Pros And Cons Of Reverse Mortgages - A Quick Guide

Educational Videos

Mortgage Kit - #1 - Are You Ready To Buy A Home?

Mortgage Kit - #2 - How much downpayment do you need?

Mortgage Kit - #3 - Downpayment Savings

Be in the Know!

Happy Clients

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will defin..."

"Excellent 'service' and attention to detail. You walked us through everything so there were no surprises at all. Highly recommended for sure!"

"Thank you so much for all your care, attention to details and hard work. The pre approval process really help make our first time home purchase a ..."

"What an experience and what a Mortgage broker! I can only say how thankful we are! Great job!"

"I just want to say thanks. From the first phone call to the end of the process you made things seem easy. Thanks again for everything."

"I would just like to personally thank you in regards to our latest mortgage renewal, you made the entire process smooth and painless. We will defin..."

Your reviews are appreciated...